Unit Linked Annuity

When considering your retirement income and the type of annuity plan to take out, it is important to closely match the right type of plan based on your individual circumstances.

A Unit Linked Annuity is suitable for those who want a level of guaranteed retirement income but also want the potential to benefit further from a future investment return.

Individuals with low to medium risk attitudes and who have relatively small pension funds that rely on a pension income would normally suit a unit linked annuity.

The income levels of this type of plan are linked to the performance of the underlying unit linked funds and the investor is also allowed to assume a future rate of growth. This is where the investor determines how much the rate of growth will be in the future, the higher the rate the greater the initial income. However should the actual growth rate be lower than your assumed rate, the level of income could be decreased. Annuity Advice can advise you on the most suitable annuity options.

Contact us today to speak to one of our experienced annuities advisers to find the best annuity rates. Take advantage of our free online annuities calculator, complete an online enquiry form or call us on 0800 936 399.