Health Issues
Individuals who suffer from poor health may qualify for an Impaired Annuity plan. Impaired annuities generally come with a higher annuity income due to an expected reduced life expectancy.
Health issues and medical conditions which would qualify for an impaired annuity include but not limited to:
- Blood Pressure (tablet controlled)
- Diabetes (In particular tablet controlled or Insulin dependent)
- Stroke
- High Cholesterol (tablet controlled)
- Asthma (controlled with medication)
- Cancer
- Smoking (manufactured cigarettes 10 per day for last 10 years, pipes, cigars, rolled tobacco)
- Heart Attack (at any time)
- Atrial Fibrillation
- Angina (controlled with medication)
- Other Heart Conditions
- Organ replacements
- Bypass surgery & Angioplasties
- Emphysema
- Rheumatoid Arthritis
- Parkinson’s Disease
- Alzheimer’s & Dementia
- Multiple Sclerosis
- COPD (chronic obstructive pulmonary disease), and other lung conditions
- Bronchitis
- Obesity (depending on height weight ratios)
- Smoking
Contact us today to speak to one of our experienced annuities advisers to find the best impaired annuity rates. Take advantage of our free online annuities calculator, complete an online enquiry form or call us on 0800 936 399.
